Most lenders and financial institutions use a combination of credit bureaus, including Equifax, Experian, and TransUnion, to assess an applicant's creditworthiness. However, some lenders may have a preference for one credit bureau over the others, depending on their policies and lending criteria.
Here are some loan companies that use Equifax:
- Discover: Discover is a financial institution that offers personal loans, credit cards, and other financial products. They use Equifax as one of the credit bureaus to assess an applicant's creditworthiness.
- LendingClub: LendingClub is a peer-to-peer lending platform that offers personal loans. They use Equifax to evaluate applicants' creditworthiness and determine loan eligibility.
- LightStream: LightStream is an online lending platform that offers personal loans for a variety of purposes. They use Equifax, as well as other credit bureaus, to assess an applicant's creditworthiness and determine loan eligibility.
- Upgrade: Upgrade is a lending platform that offers personal loans and credit lines. They use Equifax, along with other credit bureaus, to evaluate applicants' creditworthiness and determine loan eligibility.
It's important to note that the use of a specific credit bureau may vary by lender and loan product, and it's always a good idea to check with the lender directly to determine which credit bureau they use for their loan evaluations.
